Just a thought I had, like what can a ten year old do(besides mass murder & accidents) that messes up their life so badly that it is unrecoverable?
It has to be something that is self inflicted and not something that is the cause of others around them.
To be fair, OP is asking about bad/poor/wrong decisions, the last sentence of their post specifically says it’s not about situations that are inflicted upon them. No one gets to choose where they are born.