Maybe cheese is cheaper at the source. Wisconsin people, is cheese cheap up north in degen country?
I’m so glad that in NL, the cheese industry is so massive that cheap cheese exists, and is at least half decent
I always thought of the point known as ‘making it’ was the point at which i could just go to the grocery store or a restaurant or a movie and just not worry about how much I was spending comfortable that I had enough. Never got there.
I could do it but i never do. Ill budget everything and check discounts anyway
What stopped you from saving up a few hundred bucks?
Just curious. Everyone’s situation is different. Most of us who came from nothing had to make a lot of hard choices to get to a point where money was enough that a few hundred dollar purchase had no material impact on our lives.
Having to save us a couple hundred dollars to be able to go on a dinner and movie type date isn’t the same as just being able to do that impromptu knowing it’s okay.
Both are nice though, but one has a lot less stress overall in life.
Whenever I get back on my feet life seems to kick me down again. I never am good at saving, but every time I start to get my debt under control,pay off a loan or something, something else hits me that i need to take out another loan for, or i lose my job and have to struggle to pay the bills for a few months while racking up credit card debt. The house I moved to 3 years ago was the single worst financial decision I ever made, and I wound up having a day 1 plumbing emergency (6k), replacing the roof and all the windows (30k each), replacing the dish washer, clothes washer, and dryer (another 6k), having the sewer line collapse for 12k, finding out all the electrical outlets used aluminum wiring and were sparking during the winter when it got cold so another 7k, the finished basement started flooding and to get it waterproofed they had to rip out the finishing and that cost 7k to do, and the repairs to put it all back will be another 7k after I pay off this other loan I’m close to paying off. That’s just the past 3 years but my life has been a Neverending series of crap like this.
Ouch. That’s 68k of house repairs in 3 years, or 1888/month for 3 years. For that i’m guessing you could come close to renting a 2BR… but then you’d lose the ubermortgage rate of 2021. 500k @ 7.5% here means i’m on the hook for 5kish per month before food/car/gas/internet/clothes expenses. (includes hoa/taxes/utilities/pmi and other escrow expenses.)
I throw away about 3300 on interest only per month because my wife forced us to buy and money is tighter than ever, but I still have an emergency fund.
I will say i’ve never put anything on credit unless cash is in the bank already. 20-30%+ interest is something you just can’t climb out from under easily. That being said I have no idea how i’m going to afford a ~15-20k replacement hvac system once my ~20 year old one dies, could be tomorrow, could be in 1-3 years - who is to say? Definitely on the hook for a water heater next year. Dishwasher is ready to go but i’d handwash.
Closer to 100k. I still owe about 75k. I couldn’t get anything on a 3 year plan. I’m on 5-10 years depending on the loan. My mortgage is about 2k a month and the repairs are another 1k a month, half my mortgage
I was ultra poor as a child and now that I am an adult and make a 3 figure income, I don’t look at the prices very often. It is fucking wonderful. But my wife is always giving me a hard time for paying to much or getting the expensive one when the cheap one is just as good. I don’t care though. It is bliss not having to care about the prince of little things.
Counterpoint against the image, cheese fondue is highly overrated so that’s money well saved.
We accidentally spent € 30 on four pieces of cheese the other day. (At least it was good cheese.)
I’ve always wanted to buy one of those big Cheese wheels but let’s be real it’s going to be expensive and then I’m committed to just one type of cheese forever.
“Forever”
In my house, that shit would go fast.
Well you could buy a pack of Babybel and feel like a rich person.
what is this!? a cheese wheel for ants?
My grocery store has a basket of tiny bits of cheese that are all under $3. I check it every time and sometimes find some real gems like aged parmesan or a bit of raclette. Plus it’s a small amount so you’re guaranteed to use all of it.
Good news! Cheez™ is still affordable!
I make a pretty good living and my family really loves cheese, so I buy fancy stuff pretty frequently, but I check the prices because some of them are just ridiculous. The ten to twelve dollars I spend on a chunk the size of a deck of cards or two is bad enough, but some are two or three times that price for the same amount and I just can’t bring myself to do it. I could do it, but it’s just hard to believe we’d enjoy the cheese that much.
I’ve convinced myself that ShopRite cheese ($2 for an 8oz block - which is still fucking $4 a pound) is as good as it gets. If I want something fancy, I soak herbs in vinegar and mix them into a block of neufchatel cheese, which makes a tasty substitute for goat cheese. I also make my own crackers now, which is basically the cost of the flour.
Sounds tasty
I can’t take it anymore
i get paid in gov cheese
Ya gotta get the spare ends from Monroe
Impossible. No one is that wealthy.
Then I have to start buying extra fiber supplements. Gotta watch them hidden costs.
It doesn’t matter how rich you are. Always check the price.
